The advantage of Alipay's "national security life pension" is more obvious, for example, 1 yuan from the investment, flexible insurance, the amount of insurance can be increased or reduced, insurance can enjoy dividends in the next month, withdrawals at any time, and pension after retirement, but there are also drawbacks.
1, after 55 years of age and 60 years of age, women can not be insured.
2. The dividend is distributed according to the investment income of the insurance company. The income is unstable and may not be very cost-effective.
In addition, some people also said that this "universal insurance lifelong pension" similar to the broadband financial products, in essence, is to invest money to make profits, is not how to look good.
But then again, this is an old-age insurance, there is old-age security, as an investment method is also feasible, and if not unexpected, the income should be considerable, on the whole, the advantages outweigh the disadvantages.